RenaissanceRe 2025 Sustainability Report A Message From Our CEO About This Report Sustainability Strategy Our Portfolio Our Partnerships Our People Our Operations Our Communities Our Governance Metrics and Performance Looking Ahead Appendix 27 Our business is built on expertise. Across underwriting, risk sciences, claims, investments and client analytics, our teams combine scientific, technical and commercial expertise to support disciplined decision-making and long-term portfolio resilience. Our People We believe our ability to attract, develop and retain highly skilled talent is a key competitive advantage. Our workforce includes specialists across meteorology, engineering, actuarial science, data analytics, portfolio management and catastrophe risk modeling, enabling differentiated insights and strengthening our understanding of evolving risks across geographies and perils. In Focus: People and Culture We manage our business with a long-term perspective, investing in our people and culture to sustain underwriting excellence and deliver consistent performance over time.