RenaissanceRe 2025 Sustainability Report A Message From Our CEO About This Report Sustainability Strategy Our Portfolio Our Partnerships Our People Our Operations Our Communities Our Governance Metrics and Performance Looking Ahead Appendix 2 Fundamentally, sustainability is about managing emerging risks and finding opportunities to build a more resilient future. These principles align closely with our goals as a reinsurer and I’m pleased to present our 2025 Sustainability Report, which describes our approach to sustainability and highlights our recent progress. Climate change continues to influence the risks and opportunities facing our industry and the broader economy. Our ability to understand and manage climate-related risks in underwriting is fundamental to serving our customers and creating value for our shareholders. Our team at RenaissanceRe Risk Sciences continuously refines our proprietary models for perils including hurricanes, floods, wildfires and earthquakes. These insights shape how we evaluate risk, structure programs, and deploy capital. Sustainability considerations also inform decisions across our business, including our investment activities and operations, and how we collaborate across the industry. Through initiatives like ClimateWise and the Insurance Development Forum, we work with industry, academic and public-sector partners to advance practical solutions to significant challenges such as closing the protection gap and improving risk data in underserved markets. Risks facing our industry will continue to evolve, but by applying our underwriting judgment, deploying capital with discipline and supporting our customers, we believe we can continue to create long-term value for our shareholders while fulfilling our purpose to protect communities and enable prosperity. Kevin J. O’Donnell President and Chief Executive Officer RenaissanceRe At RenaissanceRe, our purpose is to protect communities and enable prosperity. We match risk with efficient capital to help our customers, and the businesses and communities they serve, manage uncertainty, recover from catastrophic events and plan for the future. A Message From Our CEO