RenaissanceRe 2025 Sustainability Report A Message From Our CEO About This Report Sustainability Strategy Our Portfolio Our Partnerships Our People Our Operations Our Communities Our Governance Metrics and Performance Looking Ahead Appendix 16 Capital and Risk Transfer Innovation We support the development of innovative risk transfer structures that enhance the efficiency and accessibility of insurance markets. This includes providing underwriting capacity and expertise across a range of capital- based solutions, including insurance- linked securities (ILS) which enable the efficient transfer of catastrophe risk to global capital markets, and increasing the overall capacity available to absorb climate-related risks. Partnerships in Action We work with global organizations to design and scale risk solutions that support resilience and rapid response: • International Federation of Red Cross and Red Crescent Societies — We provide underwriting capacity to support rapid financial response following natural disasters or epidemic outbreaks, enabled by data-driven parametric triggers. • Essential Consortium (Parsyl's Syndicate 1796) — We support this mission-driven syndicate focused on improving access to insurance in underserved markets. In Focus: Risk Solutions We use our underwriting expertise and capital not only to manage risk, but to expand the boundaries of insurability, enabling protection where it is most needed and contributing to more resilient communities and economies. SPOTLIGHT Catastrophe Bonds Through RenaissanceRe Medici Fund Ltd. and RenaissanceRe Medici UCITS Fund, a sub-fund of RenaissanceRe Medici ICAV, we demonstrate our leadership in catastrophe bonds and our ability to structure efficient risk transfer solutions. By connecting investors with catastrophe risk, the fund enhances market capacity and supports a more resilient insurance ecosystem.