RenaissanceRe 2025 Sustainability Report A Message From Our CEO About This Report Sustainability Strategy Our Portfolio Our Partnerships Our People Our Operations Our Communities Our Governance Metrics and Performance Looking Ahead Appendix 11 Our portfolio reflects how we deploy risk, capital and expertise to support our clients and deliver long-term value across market cycles. Through disciplined risk management, underwriting, claims and investment activities, we apply our view of risk in practice, combining scientific insight, analytics and experience to navigate an increasingly complex risk landscape. Our mission is to match desirable risk with efficient capital, and our vision is to be the best underwriter. We believe this approach will generate superior risk- adjusted returns for our shareholders over the long term and enable our purpose to protect communities and enable prosperity. Our Portfolio Kevin J. O'Donnell President and Chief Executive Officer Each of our Three Drivers of Profit — Underwriting Income, Fee Income and Net Investment Income — contributed meaningfully to [our] strong results. Our strategy does not change from quarter to quarter: we manage the business to build efficient portfolios of risk that maximize profitability. What does change, however, are the tactics we employ to achieve that strategy as markets shift.” — Q2 2026 Earnings Call A trusted reinsurer for over 30 years Leadership Expertise Partnership
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