RenaissanceRe 2025 Sustainability Report A Message From Our CEO About This Report Sustainability Strategy Our Portfolio Our Partnerships Our People Our Operations Our Communities Our Governance Metrics and Performance Looking Ahead Appendix 44 Our Governance Documents For more insights into our practices, sustainability governance, environmental commitments, climate-related financial disclosure and other key areas, please review our disclosure documents. They reflect our commitment to transparency and accountability, offering valuable information about our operations. • Code of Ethics and Conduct • Corporate Governance Guidelines • Environmental Policy • Responsible Investment Policy • Modern Slavery Statement • Code of Vendor Conduct • Human and Labor Rights Policy • Occupational Health and Safety Policy • Equal Opportunities Statement Business Ethics and Anti-Corruption We tailor our compliance training for all employees to meet the specific needs of each role and business unit. The program covers a wide range of topics, including anti-bribery and corruption, data privacy and conflicts of interest. Compliance training was completed by 100% of eligible employees in 2025. Our Whistleblowing Policy encourages employees to raise any questions or concerns related to potential accounting, financial reporting, regulatory issues or other unlawful or inappropriate conduct. This governance framework supports disciplined decision-making in an increasingly complex risk environment. Sustainability Governance Corporate Governance and Human Capital Management Committee Investment and Risk Management Committee Audit Committee Responsible for overseeing, monitoring and reviewing our policies, programs and practices related to ESG matters, including sustainability, health and safety and diversity, equity and inclusion matters. Responsible for overseeing the processes used to manage key financial risks, including risks related to liquidity, solvency margins, capital management and leverage, third-party credit risk, foreign exchange exposure, financial risk of climate change and insurance risks. Provides oversight of our use of non-GAAP measures and metrics, including ESG metrics. Board-Level Oversight We have an integrated approach to sustainability governance, with cross- collaboration among our Board committees and management. Our Board and its committees are actively engaged in the oversight of sustainability initiatives and our management provides regular reports on progress and developments. Management-Level Leadership RenaissanceRe has a dedicated internal team that supports the execution of our sustainability strategy, including developing and implementing sustainability priorities, integrating climate and resilience considerations into underwriting across business segments, and engaging with public-sector partners focused on climate resilience and helping to close the protection gap.